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Gold and Platinum |
Gold and Platinum jewelry accounts for some of the most popular items owned by the insured. Gold and Platinum items can include chains, bracelets, necklaces, earrings, pendants and brooches, among other things.
The following points are important for providing an accurate description, determining current value and replacement cost.
Weight: In grams (gr.) or pennyweight (dwt.). This is the single most important factor for establishing value.
Length and width (if chain or bracelet): Standard bracelet lengths: 7" ladies, 8m mens. Standard necklace lengths: 16", 18", 20", 24", 30". Widths should be reflected in millimeters (mm.) or in fractions of an inch (ie. 1/8m)
Type of Clasp: Lobster, Barrel, Spring Ring.
Karat of Gold: 10K, 14K, 18K or gold filled.
Mens or Ladies
Physical Description: Chain and bracelets-Link, Herringbone, Rope, etc. Rings - Dome, Filigree, Free-form, etc.
Receipts: May include weight or description.
Photographs/Video: The best positive ID.
GOLD KARATAGE
The Measure of the Fineness of Gold
| American Marking
(Karatage) | Fine Gold
Content | European Marking
(Fineness) | | 24K | 100% | 999 | | 18K | 75% | 750 | | 14K | 58.3% | 585 | | 10K | 41.6% | 416 |
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